TY - BOOK AU - Wood,Alice AU - Rifkin,Glenn TI - Wealth watchers: a simple program to help you spend less and save more SN - 9781439158197 AV - HG179 .W5772 2010 U1 - 332.024 22 PY - 2010/// CY - New York PB - Free Press KW - Finance, Personal KW - United States KW - Planning KW - Popular works KW - Discretionary income N1 - Includes bibliographical references and index; A simple idea with a potent payoff -- A long flight home -- Getting started, getting organized -- The details -- Discretionary spending -- A call to action N2 - Presents the Wealth Watchers program and the principles behind it for the first time. Discover the tools you need to organize your finances, complete your monthly budget, determine your disposable income, and understand which spending patterns are knocking you off-track UR - http://www.loc.gov/catdir/enhancements/fy0913/2009023793-b.html UR - http://www.loc.gov/catdir/enhancements/fy0913/2009023793-d.html UR - http://www.loc.gov/catdir/enhancements/fy1003/2009023793-s.html ER -